Individual and Family Health Insurance

Simply put, health insurance is protection against medical costs. A health insurance policy is a contract between an insurer and an individual or group, in which the insurer agrees to provide specified health insurance at an agreed-upon price. Having health insurance isn't just about paying medical bills. It's about knowing that you'll always have access to quality care. Health insurance makes seeing the doctor easy and affordable — and that means you're more likely to stay healthy.

The best way to explore your health insurance options is to get the advice of a professional, which is provided at no cost. We are committed to providing individuals and families with an extensive competitive analysis of all the carriers in the state. Some of the carriers that we represent are American community, Assurant/time, golden rule/united healthcare, world, humana, aetna, and Blue cross to name a few.

No Insurance agency can sell you a plan for less, period!

Health insurance premiums are filed with and regulated by the state's Department of Insurance. Whether you buy from us, the agent in the cubicle , or directly from the health insurance company, you'll pay the same monthly premium for the same plan.

Addressing your insurance concerns

There are at least 7 major health insurance carriers each offering 6 plans on average. That’s over 42 plans on the market for individuals and families. Rates vary widely depending on the carrier and the plan. It is a mistake to think that similar plans have similar pricing. One carrier could charge $600/month with a $1,000 deductible. Another carrier could charge $400 for the same plan.

These are different and difficult times. Our lives have become increasingly more challenging. Most often we do not have the time to do everything we need to do. The last thing you want to do is the tedious task of evaluating insurance plans and sorting through the maze of benefits, costs, limitations and exclusions. Let us review and sort through all alternatives and then you can decide which is the best value for your hard earned investment.