Michigan Health Insurance Advisors

Our agency, which is located in Farmington Hills, Michigan has helped individuals, families, and businesses find affordable major medical health insurance for years. The main thing we offer our clients is integrity and excellence in our insurance products and services.

Some of the things that make us a little different than the other companies:

*We offer the top carriers in Health, Life, Disability, Annuities, Long Term Care, and other insurance products.

*We provide an extensive competitive analysis of all the carriers available.

*We deal with all the carriers on a regular basis and know the right contacts, their claims process and benefit details. We know how to provide a fair comparison and present to you what these companies can offer….not just a comparison of premiums.

*We are a member in good standing with the Better Business Bureau, National Ethics Bureau, Farmington Hills chamber of Commerce, and can provide insurance in 42 states.

Delivering your best benefit option and carrier within your budget is our objective

Most often clients are paying for services that do not match up with their needs or family history. We provide the protection without excess premiums; after all , the higher the premium the more $$ to the agent.

Many clients buy a health plan limited to what their agent offers. If the agent only offers 1 or 2 insurance carriers, that limits what the client will ever see. What about the other (12) carriers we offer? How does your health plan compare ?

Securing Your Future If you currently have a health plan ,you know how important that protection is. If you do not, we can show you how a high deductible plan can be affordable while still providing a cap on your expenses, should you or a family member become catastrophically ill.

Changes in the bankruptcy laws will most often require individuals to sell off all of the assets they have to satisfy their obligations. A high deductible plan may cap that amount to $10,000.

*Did you know that almost 50% of bankruptcies today are the result of the individuals inability to pay health claims? Do you know someone without coverage? Do they know the cost of a catastrophic plan versus taking a gamble by having no coverage? We can help.

*What is even more alarming is that 50% of those individuals had inadequate health insurance or a discount plan that did little to protect them from the high cost of medical care. Not all medical expenses are due to health issues. Having the right plan is key.

Protecting Your Dream

*Most often we find that our prospective client’s life insurance is out of date or does not match the asset value that grew over time. Why not let us evaluate your plan and complete a new needs analysis? Most often our review results with us offering increased coverage, an increased protection period, lower premiums or all of the above.

*Why not call for your review? It is without cost, takes little time, and delivers the results you expect.

For additional information or to speak with an insurance expert, please call: